Effective Date: 3/30/2026
REEF Retirement, a DBA of Dutch Financial Solutions, Inc. (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information, including information related to SMS communications.
We may collect the following information:
Name
Phone number
Email address
Address and demographic information
Insurance-related information necessary for quotes and applications
Any information you voluntarily provide through our website forms or communications
We use your information to:
Provide insurance quotes and plan comparisons
Assist with insurance applications and policy servicing
Communicate with you regarding your requests
Send appointment reminders and service-related updates
Provide information about insurance products and services
Improve our services and customer experience
We do not sell, rent, or share your personal information or SMS consent with third parties for marketing or promotional purposes.
We may share your information only in the following circumstances:
With insurance carriers as necessary to process applications and service policies
With trusted service providers who assist in operating our business (e.g., CRM or messaging platforms), solely for business operations and not for marketing use
When required by law or regulatory obligations
By providing your phone number and opting in, you consent to receive SMS messages from REEF Retirement, a DBA of Dutch Financial Solutions, Inc.
These messages may include:
Appointment reminders
Policy updates
Customer support communications
Insurance-related information and offers (if you have opted in to marketing messages)
Message frequency may vary. Message and data rates may apply.
You can opt out at any time by replying:
STOP to unsubscribe
HELP for assistance
Consent to receive SMS messages is not a condition of purchase.
SMS consent is specific to REEF Retirement and is not shared with or sold to third parties, affiliates, or other insurance agents.
By providing your contact information, you consent to be contacted by phone or email regarding your insurance inquiries, applications, or services.
We may use cookies and similar technologies to:
Improve website functionality
Analyze website usage
Enhance user experience
Cookies do not collect personally identifiable information unless voluntarily provided.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure.
We retain your information only as long as necessary to:
Provide services
Comply with legal and regulatory requirements
Maintain business records
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to this Privacy Policy.
You may request to:
Access your personal information
Correct inaccurate information
Request deletion of your information (subject to legal requirements)
To make a request, contact us using the information below.
If you have questions about this Privacy Policy, please contact:
REEF Retirement (DBA of Dutch Financial Solutions, Inc.)
Phone Dutch: 727-607-4717
Phone Bekki: 727-607-4767
Email: dutch@reefretire.com
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.